Mastercard World

Card Account Currency

AMD, USD, EUR, RUB

Card Shipping Within Armenia

Free

Interest on Positive Balance

0,1-5%

Annual Maintenance Fee

12,000 AMD

Order now

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Mastercard World

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Terms
tariffs

Familiarize yourself with the tariffs and conditions of the cards available at the bank

TERMS AND TARIFFS FOR PAYMENT CARD SERVICES

Card Issuance

Free of charge

Card Account Currency

AMD, USD, EUR, RUB

Card Validity Period

5 years

Annual Card Service Fee (AMD)

12,000 AMD

Card Replacement (AMD)

2,000 AMD

Interest on Positive Balance

According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the annual interest rate applied to the daily account balance.

Card Blocking / Unblocking

Free of charge

Duplicate Account Statement (Paper Version)

According to the “Tariffs for Other Services” — based on the applicable fee for electronic or paper statements of active loan/account/deposit for individuals, sole proprietors, and legal entities.

Sending Online Transaction Authentication Code (3D Secure)

Free of charge

New PIN Code Retrieval via ATM

Free of charge

Non-Cash Payments

Free of charge

Government Payments (Taxes, duties, and other payments to the state and local budgets)

Free of charge

Cash Withdrawal at Bank Cash Desks Without Card

According to the “Terms and Tariffs for Opening and Servicing Current Bank Accounts for Individuals” — based on the cash withdrawal tariff.

Cash Deposits to Bank Card Accounts via ATMs of Other Banks

0.80%

Card Issuance Tariffs

Supplementary Card Service Fee (issued for the same term as the main card)

Equal to the annual service fee of the respective card type

SMS Notification Service (AMD)

To local number: Free of charge, To international number: 50 AMD

Dispute of a Card Transaction (Unjustified) (AMD)

Free of charge

Cash Withdrawal via ATMs

Bank’s ATMs

0.50%

Other banks in Armenia

1.20%

Other banks abroad

2% min 1,500 AMD

Cash Withdrawal via POS Terminals at the Bank’s Cash Desks from Fast Bank Payment Cards

AMD/USD/EUR/RUB

According to the applicable cash withdrawal tariffs for the current account / respective card (based on the maximum commission for the corresponding currency)

Cash Withdrawal via POS Terminals at the Bank’s Cash Desks from Cards Issued by Other Banks

In AMD

0,5%

In foreign currency

Other Services

Card-to-card transfer via Mobile App

0,25%

Card delivery to address within Armenia

Free of charge

Delivery time

Yerevan: up to 3 business days, Regions: up to 5 business days

Cards with Free Annual Maintenance Based on Deposit / Bond Amount

500,000-5,000,000 AMD

Visa Classic/ArCa Classic

5,000,000-20,000,000 AMD

Visa Gold

20,000,000-50,000,000 AMD

Mastercard World

Above 50,000,000 AMD

Visa Infinite/Mastercard World Elite

The specified thresholds are calculated based on the total value of deposits/bonds in all currencies at the time of applying for the card.

Upon the customer’s request, a lower-tier card from the above scale may be issued.

Only deposits/bonds with a contractual term of 181 days or more are considered under this scale

Each customer is entitled to one card with free annual maintenance, valid throughout its term, in the currency of their choice

All other card terms are governed by the tariffs and conditions set in this document for the specific card type, valid at the time of issuance

Upon expiration, the card may be reissued with free annual maintenance if the customer meets the deposit-related conditions currently in force for depositors at the Bank

The annual service fee for cards provided under these terms may be revised and applied according to the tariff set in this document, if the required deposit/bond threshold is no longer met

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Documents

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