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Frequently asked questions
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What is the purpose of a consumer loan?
Is it necessary to provide collateral or a guarantee for a consumer loan?
What documents are required to apply for a consumer loan?
Is it possible to get a loan if I have existing loans in other banks?
How are the loan amount and interest rate determined?
Are there any additional fees associated with the loan?
What methods can I use to make loan payments?
How can I make a deposit?
What documents are required to make a deposit?
Who can be a depositor?
What currencies are available for making a deposit?
How is the interest on the deposit paid?
Are deposits made by natural persons guaranteed?
Is it possible to top up the deposit prior to the contract's expiration?
Is it possible to receive the deposit amount prior to the deposit term's expiration?
What is the income tax rate on interest payments for natural persons?
What currencies are available for opening an account?
Who can open a current account?
What documents are required to open an account?
What are the options for topping up the account?
What transactions can be made with accounts?
What is escrow account?
In which currencies can an escrow account be opened?
Who can be an escrow account holder and beneficiary?
What does opening and maintaining an escrow account involve?